OUR

Services


 

Commercial Insurance

At Anchor Pardue we offer a full array of commercial insurance products for all of your business needs.  No matter the size of your business, we can tailor coverage that works best for you.  A few of our specialties include, but are not limited to:

  • BOP's (Business Owner Policy) for small business
  • Builder's Risk
  • Commercial Construction
  • Residential Construction
  • Paving Contractors
  • Garagekeeper (Auto dealerships/auto repair)
  •  Landscaping
  • Physician Practices
  • Law Practices 
  • Equipment Maintenance (Consolidates all equipment extended service agreements under one agreement)
  • Cyber Liability 
  • Workers' Comp
  • EPLI (Employment Practices Liability Insurance)

 

Professional Liability 

Anchor Pardue Insurance has recently been given a great opportunity to offer Professional Liability Insurance for Physicians, Lawyers, Real Estate Agents, Architects and Engineers.  You now have options in the state of Alabama for your Professional Liability Insurance and we have the experience to help you obtain the best coverage.

 

Personal Lines

With decades of experience in personal lines insurance, let us help guide you in the right direction for insuring your personal property.  We have can offer mono line or bundle policies for any of the following:

  • Homeowner's insurance (including special policies for high value homes)
  • Dwelling/Tenant insurance
  • Auto
  • Personal Articles (jewelry, furs, silver, antiques, fine arts, guns, etc.)
  • Personal umbrellas
  • Watercraft
  • Motorcycle
  • Vacation Homes
  • Rental Property 

Life Insurance

On average, most individuals are under insured when it comes to planning for the unexpected, leaving their loved ones in a situation they never wanted to be in.  We strive to be professional and compassionate with sensitive matters and offer you different options that will work best for your budget and family's future needs.  Our experience team members can walk you through your financial needs and responsibilities to place you with the right coverage.

Have you thought about covering your children?  Are you interested in preserving their insurability for the future?  The unexpected can happen at any time, let us guide you through the process of protecting your loved ones.  

 

Benefits

We offer group benefit packages for dental, life, disability income, long term care, auto and home etc.  We deliver these benefits for small employers (2-5 employees) to larger employers (over 1,000 employees) through competitive independent carriers.  We can offer some of the more critical products on a "guarantee issue" basis if we need to in order to get someone in a particular group covered.

 

Bonds

There are two types of surety bonds: Contract Surety and Commercial Surety.  Surety bonds provide a guarantee of performance and principles of various objectives and duties.

Contract Bonds are used in the construction industry to provide financial and performance assurance that building and other construction projects will be completed on time, within budgets and in accordance with plans, specifications, and contract terms. These bonds also guarantee that certain subcontractors, laborers, and material suppliers will be paid so that the project is completed free of all liens. Contract bonds include various types: bid, performance, payment/supply, subdivision and maintenance.

Commercial Bonds are a classification of bonds that refers to all, bonds other than contract bonds. Commercial bonds cover obligations typically required by law guaranteeing adherence with applicable codes, statutes, court orders and regulations. Each bond is unique to the circumstances at hand. Examples of commercial bonds include: Right of redemption, notary, probate, license/permit, public official and other miscellaneous bonds.